Watercraft & Boat Insurance in Porterville, CA
Boat and watercraft insurance can safeguard your finances from losses caused by unforeseen risks. At Jovens Insurance Services & Associates LLC, we’re here to help watercraft owners find the coverage they need at prices that align with their budgets.
What Does a Policy Cover? 
A boat and watercraft insurance policy can include the following coverage:
- Comprehensive coverage can cover the repair costs of your boat or watercraft after a fire, theft, certain weather events, vandalism, sinking or stranding.
- Collision coverage can cover damage caused by hitting a dock or another watercraft.
- Liability coverage can cover expenses associated with third-party property damage or bodily injuries.
Your broker can help explain these and other coverages that may be available.
Is It Required?
While California doesn’t require boat and watercraft insurance, some marinas may ask for proof of liability coverage. Your lender may also mandate comprehensive and collision coverage if your watercraft is under a loan or lease. Regardless of requirements, having sufficient coverage can protect you from financial losses if your watercraft is damaged or involved in an accident.
How Much Does a Policy Cost?
The cost of insuring your boat or watercraft can depend on the following factors:
- Location
- Policy specifics (e.g., deductible, coverage limits)
- Type of watercraft
- Watercraft engine
- Boating history
- Claims history
Get Covered Today
If you’re interested in exploring our boat and watercraft insurance offerings, we’ll be glad to assist you. Contact Jovens Insurance Services & Associates LLC to request a tailored quote.