Commercial Auto Insurance in Porterville, CA
Vehicles are essential for most businesses, whether it’s for delivering products, meeting clients or transporting equipment. Without the right coverage, a single incident can result in costly repairs, medical bills and potential lawsuits. Commercial auto insurance can help shield your business from significant financial setbacks caused by unexpected risks. 
What Does Commercial Auto Insurance Cover?
Commercial auto insurance can be tailored to match the specific needs of your business, including its size and complexity. While coverage may vary, most standard policies include the following:
- Liability coverage may help pay for costs if your business vehicle causes bodily injury or property damage to a third party.
- Collision coverage may cover expenses to repair or replace your vehicle if it hits another object or vehicle.
- Comprehensive coverage may provide financial support after noncollision incidents like fire, theft or vandalism.
- Uninsured/underinsured motorist coverage may help prevent financial loss if another driver, with little or no insurance, causes an accident involving your vehicle.
- Medical payments coverage may reimburse medical expenses for you and your passengers after an accident.
Do I Need This Coverage?
If your business operates vehicles in California, you are required to carry commercial auto insurance that meets or exceeds specific minimum liability limits. Failing to do so can result in penalties and consequences, including fines and citations, vehicle impoundment, suspension of vehicle registration and loss of business licenses or permits. Additionally, leasing companies may require businesses to maintain coverage to protect their financial interest in the vehicle.
Having commercial auto insurance is a smart move for most businesses, including the following:
- Contractors and service providers
- Delivery and transportation services
- Fleet managers
- Landscapers and construction companies
- Sales teams and mobile professionals
Get Started
At Jovens Insurance Services & Associates LLC, we can help you secure a policy that satisfies both state and leasing company requirements. Contact us today to explore your commercial auto insurance options and get a customized quote.